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Car Loans

Car loans, compared properly.

New or used, from a dealer, auction or private seller — one application puts your car loan in front of 50+ lenders instead of one bank.

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New, used or private sale

Dealer stock, auctions and private sellers are all on the table — we handle the extra checks a private sale needs.

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Fixed repayments

Know your repayment for the life of the loan, with terms typically between 1 and 7 years.

Pre-approval available

Get approved to a budget first so you can shop and negotiate like a cash buyer.

Commonly financed

  • New cars from dealers
  • Quality used cars
  • Private sales
  • Auction purchases
  • Trade-in changeovers
  • Classic & performance cars

Common questions

Can I get pre-approved before I've picked a car?

Yes. Pre-approval gives you a firm budget to shop with, and final approval happens once you've chosen the exact vehicle.

Do you finance private sales?

Most lenders on our panel do. A few extra checks apply — like a PPSR check to confirm the car is free of finance — and we handle those for you.

Is the rate different for older cars?

Often, yes. Many lenders price by vehicle age, so we'll show you how your options change with the car you're considering.

What do I need to apply?

Photo ID, proof of income, and a basic picture of your living costs. We'll confirm the exact list for your situation before anything is submitted.

What comparison looks like.

Rate comparison — illustrative example
We compare your application across our lender panel and present your best matches. Example only — not a quote or offer.

Found the car? Let's find the rate.

Free, no-obligation rate check — a broker responds within one business day.

Check My Rate →