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Machinery & Equipment

Equipment finance that works like you do.

Utes, trucks, excavators, farm machinery and workshop gear — asset finance for ABN holders, structured around how your business actually earns.

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Business & ABN finance

Chattel mortgages and other structures for sole traders, partnerships and companies.

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New & used equipment

Dealer, auction or private purchase — including older gear where lenders allow.

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Structured around cash flow

Balloon payments and other options where available, so repayments fit your revenue pattern.

Commonly financed

  • Utes & commercial vehicles
  • Trucks & trailers
  • Excavators & earthmoving
  • Agricultural machinery
  • Workshop & trade equipment
  • Business fit-outs & tech

Common questions

What's a chattel mortgage?

A common business finance structure where you own the asset from day one and the lender takes security over it. Your accountant can advise how it fits your tax position.

Can newer ABNs get approved?

Some lenders on our panel have options for newer businesses, including low-doc pathways. We'll match you with the lenders whose criteria fit your trading history.

Can I buy at auction or privately?

Yes — both are common in equipment finance. We'll manage the checks and settlement timing that auctions require.

What about the tax treatment?

That one's for your accountant — we don't give tax advice. We'll happily coordinate with them so the structure fits your position.

What comparison looks like.

Rate comparison — illustrative example
We compare your application across our lender panel and present your best matches. Example only — not a quote or offer.

Gear pays for itself. Let's finance it properly.

Free, no-obligation rate check — a broker responds within one business day.

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