The proposed $20,000 instant asset write-off is not yet law — talk to your accountant, then let us line up the finance to match. Check my rate →

Business Asset Finance

Equip Your
Business.

Machinery, tools, and commercial equipment financed with structures built for business cash flow — chattel mortgage, hire purchase or lease.

Sector 01 — Why Machinery & Equipment Finance
🏗️
Cash Flow Friendly

Structures like chattel mortgage keep repayments predictable while equipment gets to work generating revenue.

📊
Tax-Effective Structures

Some structures may offer tax benefits for eligible purchases — we'll point you to your accountant for specifics.

Flexible Terms

Terms typically 1–7 years, matched to the asset's useful life and your business's cash flow.

Loan Amount

$5,000 – $250,000

Loan Term

1 – 7 years

Sector 02 — Commonly Financed
  • Excavators & earthmoving
  • Trucks & trailers
  • Farm & agricultural equipment
  • Commercial tools & fit-out
Sector 03 — Compare
Rate Comparison — Illustrative Example
LENDER 018.49%
LENDER 027.12%
LENDER 039.20%
LENDER 04 5.95% YOUR MATCH

Example only — not a quote or offer. Rates subject to lender assessment and credit criteria. WARNING: Rates shown are an example only and may not include all fees and charges. Different terms, fees, or other loan amounts might result in a different comparison rate.

Sector 04 — Questions
Chattel mortgage or lease — what's better?

It depends on your accounting preferences and how you plan to use the asset. We'll explain the options; your accountant can confirm the best fit for your tax position.

Do sole traders qualify?

Yes — our panel includes lenders who finance sole traders, not just registered companies.

Can I finance second-hand equipment?

Yes, subject to the asset's age and condition meeting lender criteria.

Check My Rate for Machinery & Equipment Finance →